Month: April 2015

The Cepal

This fact if must to the fear generated for the possibility of the Europe, joined, if to become one superpower, intervening with the relations you deal of the whole world and to increase the protectionism degree stops with the countries not-members. However, ' ' structural, conjunctural, circumstantial, geographic obstacles, politicians, economic and historical had acted against this processo' '. (MENEZES, 1990, P. 13). For the defenders of the Latin American economic integration, the same one would increase the market and the commerce, and consequently, industrialization in the region would grow, it would have the specialization in the production, and, if it would implant the economic production of scale, the efficiency and the competitiveness of the region would increase. Alfredo of the Mota Menezes detaches that ' ' the integration would be the ideal form to work and to defend, and, gradually increased well-being of the peoples integrados' '.

(MENEZES, 1990, p.15). These would be the common benefits that pressupostamente Latin America would stimulate route to the economic and social development. The Cepal (Economic Commission for Latin America), on agency the ONU (Organization of United Nations), was the institution that more fought for the regional economic integration. The Cepal considered to industrialization as base for the Latin American development. ' ' Without industries of first and according to stadiums, to substitute the importations, the economic growth of the region never ocorreria' '. (MENEZES, 1990, P. 17).

As Immanuel Wallerstein the Cepal contradicted the benefits of one economic policy of open borders and supported in contraposition a regulating paper of the governments in order to reorganize the national economies. The main recommendation was to promote the substitution of importation through the protection of the rising industries, politics that widely was adopted. Until certain point, the recommendations of the Cepal had been followed by the Latin American governments and effectively it had a economic improvement, even so limited, in the Fifties and sixty.

Credit Score

Credit scores are the most important aspect that determines your financial future. Carrying a good credit score is an asset and can prepare your future towards greener pastures. On the other hand, a negative mark on your credit report can be ruinous for their future dreams. However, “there is nobody who can not do much for those who do not do something for themselves.” The same applies for credit scores. Its main objective is to maintain a good credit score and lead a planned life. Helping myself to have a good credit score to have a clear understanding of your credit score is a good idea to get your credit report from credit bureaus once a year.

This will ensure that credit is being reported correctly. In general, credit scores are less than 400-850. If your credit scores are higher, your eligibility for loan approval also get higher priority. The Credit scores consider 5 main categories for scoring consideration and are classified according to importance: Payment History -35%; Duration of history -15% -30% Amounts owed; New Credit -10%; Types of credit – 10%. Correlation between credit score and delinquent Most lenders consider people with credit scores above 650 high-risk borrowers. This means you may be approved at favorable interest rates. According to Equifax credit report, 71% of people with a 500-550 credit score can not pay their debts.

Another 51% of buyers with a 550-600 credit score may also pay their debts. Those with credit scores of 650 or more is considered to have a decent credit score. More than 2 million credit reports are issued every working day in the United States, allowing millions of consumers to buy homes, cars and other durable goods and services on credit. In the only statistically valid study to date, Arthur Andersen concluded that in just two tenths of one percent of the more than 15,000 cases studied, where consumers denied a benefit based on an error in your credit report. Experian credit files contain the records of about 205 million credit active consumers. Every month, more than 4.5 billion updates to credit report throughout the U.S. The credit databases of America are the most accurate and reliable in the world. There are over one billion credit reports issued annually. Credit reporting saves the average person 200 basis points on your mortgage. Anywhere, if the world is very easy to stack up a large debt. The private debt on houses, cars and credits have grown across the sky. At a juncture when people are experiencing the syndrome easy to stack and difficult to clear as soiled linen, one should be clearly aware of your credit score.

Translation

For what may need to check the translation? * Do you have already translated material, but you for some reason you want to insure (for example, does not believe in the qualification of an interpreter). * You want an experienced chartered specialist conducted an expert analysis of the translation in order to determine its quality. This, in turn, can be explained either by a desire to test the potential artist (check tests), or the presence of claims for third person to the translation made by you or your organization (purpose – to determine the validity of these claims). * Making adjustments to existing translated text. For example, a typical contract volume of 10 pages signed for the delivery of goods from the British firm A, the translated version of which already exist. Now you need to conclude (and translated) in exactly the same contract but with firm B.

It is obvious that the difference in these two Contracts (respectively, and in translation) will not be so large as to re-translate the entire document and pay a second time, in fact, work already done. What you need to know, making out an order to check the translation? * Tariffication check your translation is made, usually on the basis of "cost per page of translation, divided in half." For example, a check of the text volume of 10 pages will be equal to the cost of translation of 5 pages. * Key: original text (something with which to translate) can even be written by hand on paper, but here's a translation that you want to check must be in editable electronic format (Word, Excel, PowerPoint).